Court orders - Fake or not ?

So your local sheriff pitches up at your door with a COURT ORDER.  Is it genuine or not? Here is the Truth, the whole truth and nothing but the Truth:

2 February 2017

Media Statement
FRAUDULENT COURT ORDERS

The Office of the Chief Justice has noted with concern media reports alleging the use of fraudulent eviction orders in Rosettenville, Johannesburg. We also note that the use of fraudulent court orders extends beyond just eviction orders and that court orders have been falsified to achieve many other criminal ends. When confronted with an alleged court order, members of the public are urged always to verify its authenticity with the court from which it is allegedly issued. Should any individual be unsure about the legitimacy of any court order they should contact the Chief Registrar or Registrar’s office of the particular court where the order is said to have been issued.
However, there are a number of things that an individual can look out for that can help ascertain the authenticity of a court order.
  The order will have the emblem of the office of the Chief Justice affixed to the top of it, older orders will have the Coat of Arms emblem affixed to it;  ( A PICTURE OF THE EMBLEM IS AT THE TOP OF THIS POST
  It will state in which Division the order was made e.g. “In the High Court of South Africa, North West Division, Mafikeng”;
 It will have the date it was issued;  It will state the name of the Judge as per the following example: “Before the Honourable Mr. Justice Mamogale”;
 It will state the names of the Plaintiff and Defendant
 It will state the order given;
 The date stamp of the court will be affixed;
 The order will be signed by the Registrar; and
 The court seal will be affixed to the order.

The Office of the Chief Justice is exploring a number of further options aimed at improving the security of court orders. These will be communicated once implemented. If it is determined that the court order in an individual’s possession is not a legitimate, the fraudulent court order must be reported to the Registrar’s office at the court of the issue and the matter must be reported to the nearest South African Police Service station for further investigation. It is a criminal offense for anyone to issue a document that purports to be a court order if it was not issued at court by a judge.

Media inquiries may be directed to:
Mr Nathi Mncube
Chief Director: Court Administration Spokesperson of the RSA Judiciary
T: 0104932500 C: 0848148364 E:
NMncube@judiciary.org.za
Ends. Issued by the Office of the Chief Justice

Financial survival of the fittest

Being physically fit helps one survive all sorts of situations. But there are other things that go with it. Eating correctly, staying away from junk food and drinks, making sure of your environment in terms of security, having a support system, doing regular medical checkups etc, etc, helps in creating your physical environment to survive and thrive.

The exact same is true about Financially surviving in tough times.  You have to be financially fit and know when to duck and how to dive to survive the present uneasy future.

Here are my own 10 most important rules and take on this.
This is not the end of it - just the beginnin - add onto this once you are getting in to the habit of applying these basics.  

Before reading on the two most important things to do to survive is to make changes

One:   Take stock of your Habits   And change them  
Two:   Take stock of your Discipline.  And apply it

"If you do not chance course you will end up where you are headed"

About food and Groceries

1.  Buy Food and groceries from a list.   One of the biggest money spending problems is the frequency of visiting a supermarket. Probably 90% of people go there at least 3-5 times per week with no idea what they really want.    The economy is also going to hit the supermarkets square between the eyes and SPECIALS are going to abound.    Spending some time on compiling a list of purchases with all the latest specials at hand can easily save you 20-30% on your monthly grocery purchase.   Make a fun day of buying groceries and only with a list.  All the well-known supermarkets have websites and all their specials are on there!

2  Buy your basics in Bulk.   -  Going to the shop frequently are normally to just"buy bread and milk"   Bread and milk and a lot of consumables can be frozen - cutting out the need to visit the stores so frequently.

3.  Stop buying pre-packed veggies and the likes - This has been packed for your convenience but it is also the foodstuffs with the highest markup.  Be lazy at your peril.

About debt  

3.  Debt IS A FOUR LETTER SWEAR word.  Accept that - The ones you have you will have to manage.  Do not make NEW ONES.   If you absolutely have to make new debt see my previous sentence. And believe me, you can live without it.  Renewing a cell phone contract is DEBT. You do not need the latest new Phone.  The latest ones cost in excess of R10 000 whilst you can get a very good one brand new for around 20% of that price - Cash.  And you cannot run up big cellphone bills on a pre-paid phone.  You do not need a new car - not in the next 2 years anyway. Accept that the disaster that was created by the downgrading of the country's finances is going to hit you between the eyes.

4. You absolutely have to have a debt payment plan.  And this can only be achieved if you have a Budget.   You have to know exactly how much goes into your bank account and how much goes out.  AND you have to know where on your budget you are at any given time in the month.  There is no sense in having a budget for the sake of one and you do not know how it is used.

5.  The buying of a new car should have at least a 12-month planning period.  You have to do a budget with the new payment featured in it and you must be able to survive normal living with this payment shown as an expense for at least 6-12 months.  Just ask yourself exactly WHY YOU THINK YOU NEED A NEW CAR

6.  The same goes for buying smaller items like a tv, a new laptop etc.  If you cannot buy it cash do not buy it.  Buying any household item on debt is lunacy.  Interest rates on these things easily go to 30% and then there is a handling fee, admin fee, all sorts of other "compulsory items" - like insurance etc.  At the en, your R5000 tv will cost you in excess of  R10.000

Day to day living

7.  Car expenses - do you really have to drive your car to work every day - consider a drive share club.    Do you really have to do that Sunday outing - Try doing some fun stuff with the family at home at least twice a month when you normally "went out"    Do you know how many kilometers you drive every month.  Try cutting out at least 20% of that per month and suddenly you have cut your petrol price effectively by 20% - eliminating the last 20% price hikes of fuel!

8.   Holidays    Again take stock of your habits.   Get rid of timeshare - Yes you can. You have to accept that you have to be brutal to yourself to get eventual benefits of discipline. Plan you holiday - no impulse decisions - they come and bite you in the arse in two month's time - or sooner

9.   Beware the Specials Trap.  You must be able to distinguish between needs and wants.  Buying something you need on special is brilliant.  Buying something you want on special is stupidity.  This goes for everything.  Restaurant specials are great - once a month - not weekly.   Coffee shops are disasters.  Paying R19.50 for a coffee and then the same for a refill whilst you can get a bottomless one around the corner for R3 more?  

10.  I am going to stop here for now with the last  two but most important  of all : 

One:   Take stock of your Habits   And change them    Two:   Take stock of your Discipline.  And apply it