On the warpath

On the warpath
On the warpath

Monday, January 2, 2017

The Book

"THE BOOK" has had a long way in becoming a reality. This morning I read an article that was emailed to me - somehow confirming what I had already decided on last week. It is time.SETTING GOALS to eventually get the book published is not the answer .  The answer is to get into the habit of writing at least 500 words daily until the book is ready and I took the first action this morning . I WILL BE POSTING REGULARLY ABOUT THE BOOK   here - and any constructive comments will be appreciated.......................
The general public have a lot in common when it comes to debt and a lot of you out there can relate a lot to the following article: ( This is going to be in the preamble to the book)

People deep in debt has one thing in common...that dreaded feeling of helplessness - I am drowning and no one is even noticing.
Read the following carefully right to the end.

There are basically two parties to a debt: The creditor and the debtor - If you are the first party please leave as you are going to be offended and the intention is that you should.
The ones now left are the debtors deeply in debt and having a feeling of hopelessness. You are drowning in debt and there is not much you can do about it.

Take a deep breath and read on ( take your time - this is not a quick fix but if you skip paragraphs you are not going to get the message)

I am going to tell a story here and you are most probably going to be the main character of this story
I am going to call him Consumaris

The following quote comes from the Bible and just so vividly describes the position Consumaris eventually found himself in: "A man was going down from Jerusalem to Jericho, and he fell among robbers, who stripped him and beat him and departed, leaving him half dead"

I will explain the application of the above quote at the end

Consumaris was on top of the world- He was general manager of a specialist chain of jewelry shops around the country earning a pretty penny. He has worked his way up the corporate ladder one step at a time and now after 35 years of service is as high as he probably would be able to go in the company but he is feeling fine - He earns a 6 figure income per month and has a nice house and 2 grand cars and both his children is now nearing the end of their university adventures. He has recently bought a new house and have a home loan on this as well as some other debts amounting to about 40% of his income which still leaves him with a nice margin to live comfortably.

This morning his whole life fell apart - he was called in by the CEO informing him that an international company has recently become the major shareholder in the company and that they had evaluated the companies present strategies and have decided to make an a major player online and that certain staff will be retrenched with immediate effect, and that he was one of them. 

6 months down the line the crunch was getting to him - his cash flow was running low and he knew he would have to sell the house to keep his head above water. 

3 months later there were no more cash left and he knew he was seriously in trouble - so far no interested buyers for the house and he will not be able to make the end of the month repayment on the house.
The bank was very sympathetic but made no stories about what would happen if he started to default. 

"A man was going down from Jerusalem to Jericho, and he fell among robbers, who stripped him and beat him and departed, leaving him half dead"

THE BOOK IS GOING TO ADRESS THIS SITUATION AND QUITE A FEW OTHERS TO ENABLE PEOPLE TO LIFT THEIR HEAD, PREPARE FOR SITUATIONS LIKE THESE AND KNOW HOW TO HEAL AGAIN.   

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